This is a Wonderful Vintage Napier Pendant Necklace in Gold Plated Metal with Black Cabochons. It looks like a Big Flower to me , but someone else described it as a Maltese Cross. Either way, it is Big and Bold and Beautiful. It hangs from a heavy Large Linked Chain .
The Pendant measures 2 1/2" x 2 1/4" and the Chain is 23 1/2" and closes with a Fold over Clasp. It is Marked on back of Pendant Napier in script and the clasp is marked Napier PAT. PEND. It is in Great Condition. Any white spots you see are light reflections or glare.
Big Bold Napier Flower Maltese Cross Gold Tone Pendant Necklace