For the 8" American Character Betsy McCall doll is this blue cotton pin dot dress and matching panties called "Schoolgirl". It is pictured on p. 26 in the Betsy book by Marci Van Ausdall. The dress has a red bow on the front and closes in the back with 2 square snaps. Excellent condition, never washed. No rips, tears, or stains. A very cute outfit for Betsy to wear to school! You can decline the insurance if you don't want it.