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This is a charming illustration by Belgian artist Suzanne Cocq (1894 - 1979). It has "Bonne Annee" printed on it; that's French for happy new year.
A girl stands in the foyer in front of a blue settee; she's ready to step outside in the cold. She is dressed from head to toe in extra layers, from her leggings to the fur-lined cap. She also has a muff to keep her hands warm.
Although the clothes and the greeting say 'winter,' the cheery colors make us think of spring: lavender, green, blues. Floral accents decorate the wall paper and the rugs. This design is also geometric heaven with all sorts of lines, squares and curves (a tribute to the Art Deco movement?) There's green striped wallpaper, a light blue-gray checkered tile, a yellow round mirror, square and rectangle rugs, wood planks, a curved stairwell and curved lines of the settee.
The printer is noted verso: O. de Rycker (1895-1928), a master lithographer from Brussels who was one of the most famous producers of posters in Europe -- and chromolithograph artist-signed postcards!
Size: about 5.5 by 3.5 inches. The top right corner tip is creased but overall for its age, this card is in fine condition.