A pre-1904 postcard, only the address could go on the back, so the sender wrote all over the image on the front. This is the sort of thing that you'll either love or hate! The ink is a golden yellow. This illustration or engraving -- if I'm not mistaken -- is taken from a photo of a real actress in her jester's costume. Note the number 3 in the upper left hand corner. The sender had a lot to say and likely the other cards she sent were mailed together in an envelope. While we won't ever know the rest of the story, at least this is one has survived the century incredibly well-preserved, albeit used condition. Publisher A. & M. B. (Albrecht & Meister of Berlin) No. 218. Size: about 3.5 by 5.5 inches.
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Re: Insurance -- I don't usually require insurance on cards unless the order is over $50-100 and/or it is a rare card that would be near impossible to replace. I pack cards in a plastic sleeve between 2 pieces of cardboard inside a 5x7 greeting card. So, with that information, it is your choice if you'd like insurance and you can accept or decline during checkout. Merci!