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In a book published in 1917, Lyse Berty is described as "the most distinguished vaudeville artist in France and who is certainly funnier than any woman on earth." I can't find any detailed biographical information about her but that one line alone tells me that Lyse would have had a good laugh, too, over Jean writing "affectionate hello" on her chest! The script is beautiful and as the photo shows, the ink is actually a warm brown against the black and white photo. A fine job of color tinting with pastel pink makes the actress look exceptionally glamorous in her costume. The postmark is not clear but looks to be 1905 or 1906. The card has a glossy finish, which like any such card, will show surface wear when held at an angle. Up close with a jeweler's loupe, you'll see specks and spots but with the naked eye, there's one white speck in her hair that I can see. Overall, this card is in incredible condition! How about that funny send-off Jean has under his name? Size: about 3.5 by 5.5 inches.
Re: Insurance -- I don't usually require insurance on cards unless the order is over $50 and/or it is a rare card that would be near impossible to replace. I pack cards in a plastic sleeve between 2 pieces of cardboard inside a 5x7 greeting card. So, with that information, it is your choice if you'd like insurance and you can accept or decline during checkout.