Antique Art Deco Silver Needle Holder

Layaway Policy

This Shop offers a layaway plan for purchases. The Ruby Lane Return Policy does not apply to layaway purchases, and Layaway Plans may vary by shop. It is extremely important to read and understand this Shop's Layaway Plan below, and clarify any terms with the individual shop owner before you enter into a Layaway Plan agreement.

Maximum Plan Duration:

3 months

Payment Frequency:

30 days

Returns Accepted:

Yes

Cancellation Fee:

5%^*

Down Payment:

Initial payment is due as soon as the request to reserve an order subject to a Layaway Payment Plan has been accepted^**

Order Minimum:

Layaway payments are subject to a minimum of $25 (or the equivalent thereof if listed in a different currency).The minimum order value must accomodate two or more possible payments.

^* Applies to the total purchase price of the item(s) and DOES NOT include shipping/handling or sales tax, which are the responsibility of the buyer.
^** The Shop reserves the right to accept or decline requests to reserve purchases subject to a Layaway Payment Plan