Can I fund my Ruby Lane shop account with a credit card?
You may fund your Ruby Lane account with one of the following credit cards:
- American Express
- Debit cards that display the Visa or MasterCard logo may also be used
Set up your Credit Card
- From your Shop Accounting page, click Payment Methods link from the menu
- Enter your credit card details on the Payment Methods page. When your card is successfully added, you will see: Your Credit Card information has been successfully updated.
- You may now use your credit card to pay for Ruby Lane charges. Charges appear as "Ruby Lane, Inc" on your credit card statement.
If you have chosen the Fund Account Credit Card option, and you are ready to make a payment:
- From your Shop Accounting page, click Fund Account
- Under Payment Methods, select the credit card option
- Using the Payment Amount drop-down menu, choose the amount you want to pay and then click the red Pay Now button. Deposits must be at least $25.
- On the next page, if all the details are correct, click the red Charge Card button. If you need to make a change, click Cancel.
You can add, update, or delete a credit card at any time by going to your Shop Accounting page, and selecting Payment Method and entering the changes.
All Shops are required to have a credit or debit card added to their account and be signed-up for AutoPay. This will be used to fund shop accounts to cover Monthly Maintenance Fees (if any), Paid Clicks, Paid Featuring, and other charges, as well as any Seller Fees and Sales Tax not sent to Ruby Lane via PayPal, such as those that pay with checks or items on layaway.
Your Shop Fees are automatically deducted from your pre-funded Ruby Lane Account when you have an Amount Due. If your Ruby Lane Account balance does not cover the entire Amount Due, we then bill your Credit Card on file for the difference, plus any Additional Amount you entered on AutoPay, subject to a $10 minimum charge. If your Amount Due is less than $0, the difference is credited to your Ruby Lane Account.
You may manually fund your Ruby Lane Account in advance using PayPal, or your Credit Card on file, to avoid having any AutoPay charges or multiple smaller AutoPay charges on your Credit Card. AutoPay is calculated daily, between Midnight and 6 AM Pacific time.